Retirement Planning
The full basic State Pension for those with an adequate National Insurance contribution record is currently (2008/09):£90.70 per week for a single person
Or
£145.05 per week for a married couple (although if both partners have paid sufficient contributions then each will receive the single person pension)
Will you have enough to live on?
It is now generally accepted that the State can no longer provide for us in our retirement. And today, we are living longer healthier lives so it is more important than ever to make the right decisions so that we can ensure a secure and enjoyable retirement without financial worries.
All too often, planning for our retirement is not a top priority. When you are relatively young, retirement planning is often seen as something that will "take care of itself". And, as you get older, other demands can make it difficult to find enough money to save.
Retirement represents a major change in lifestyle and gives you a major new asset, time! Whatever your feelings, retirement is probably the opportunity of your life for a new and potentially very enjoyable phase of life in which you, and not others, manage your time.
Whether you are planning your retirement or about to retire, we can advise you on the most appropriate course of action.
Having obtained the Chartered Insurance Institute’s advanced pension planning qualification Diane is registered with the Financial Services Authority as a pension specialist. This enables her to undertake complex pension planning.
